Car Accident Lawyer Near Me in Pennsylvania

Car Accident Lawyer Near Me in Pennsylvania

Experiencing a car accident can turn your world upside down in an instant. You might be dealing with injuries, vehicle damage, and confusing phone calls from insurance adjusters. Finding the right support quickly is crucial, and often, that means searching for a "car accident lawyer near me."

When you are hurt in a car crash, your focus should be on your recovery. The legal and insurance processes are complex and designed to protect the insurance company's bottom line, not yours. We understand the pressure you are under and are here to guide you through this difficult time.

Understanding Your Rights After a Car Accident

Pennsylvania law protects those injured due to another driver's negligence. Knowing your rights is the first step toward protecting your future after a crash. Many people are unaware of the specific rules that apply to car accidents in our state, and insurance companies rarely volunteer this information.

For example, if you are found to be partly at fault for the accident, Pennsylvania's modified comparative negligence rule, found in 42 Pa. C.S. § 7102, applies. This means that if your fault is determined to be 50% or less, you can still pursue a claim. However, if your fault is greater than 50%, you are prevented from recovering anything. This rule is very important in determining whether you can make a claim and how it proceeds.

The Importance of Prompt Legal Action

Time is a critical factor after a car accident. In Pennsylvania, there are strict deadlines for filing a lawsuit. This is known as the statute of limitations. For most personal injury claims arising from car accidents, you generally have two years from the date of the injury to file a lawsuit. This rule is codified in 42 Pa. C.S. § 5524. If you miss this deadline, you may lose your right to pursue a claim forever, regardless of how strong your case might be. This is why connecting with a legal professional sooner rather than later is often in your best interest.

Dealing with Insurance Companies

After an accident, you will likely be contacted by insurance adjusters. These individuals work for the insurance company and their goal is to resolve your claim for the least amount of money possible. They may ask you to give a recorded statement or sign documents. We often advise against doing so without first speaking with an attorney. What you say or sign could be used against you later to devalue your claim.

An experienced car accident lawyer can handle all communications with the insurance companies on your behalf. This allows you to focus on your medical treatment and recovery without the added stress of negotiations or worrying about saying the wrong thing.

Common Types of Car Accident Injuries We Handle

Car accidents can result in a wide range of injuries, some of which may not be immediately apparent. It is crucial to seek medical attention quickly after an accident, even if you do not feel seriously hurt at first. Adrenaline can mask pain, and some injuries, like whiplash or concussions, can have delayed symptoms. We have helped many accident victims with injuries such as:

• Whiplash and other soft tissue injuries
• Broken bones and fractures
• Head injuries, including concussions and traumatic brain injuries
• Spinal cord injuries, including herniated discs
• Internal injuries
• Lacerations and severe bruising
• Psychological trauma, such as PTSD

Thorough documentation of your injuries and medical treatment is essential for any claim. Keep all medical records, bills, and receipts related to your accident. This documentation will serve as crucial evidence to support your case.

What to Look for in a Car Accident Lawyer Near You

When searching for a "car accident lawyer near me," you want someone with specific experience in Pennsylvania personal injury law. Look for a firm that:

• **Focuses on personal injury:** A firm that handles car accident cases regularly will have a deeper understanding of the laws, procedures, and common defenses used by insurance companies.
• **Offers a free consultation:** This allows you to discuss your case without financial commitment and determine if the lawyer is a good fit.
• **Operates on a contingency fee basis:** This means you do not pay attorney fees unless they secure a financial outcome for you.
• **Has a track record of helping clients:** While past results cannot promise future outcomes, a history of successful advocacy can be reassuring.
• **Is accessible and communicates clearly:** You need a lawyer who will keep you informed and explain complex legal concepts in plain English.

We pride ourselves on being that kind of firm for our clients. We offer personalized attention and a commitment to fighting for your rights.

Understanding Limited Tort vs. Full Tort Insurance

In Pennsylvania, you have a choice between "limited tort" and "full tort" auto insurance coverage. Your choice can significantly impact your ability to recover non-economic damages, such as pain and suffering, after an accident.

• **Limited Tort:** With limited tort, you generally cannot seek compensation for pain and suffering unless your injuries meet a "serious injury" threshold, which is defined as "a personal injury resulting in death, serious impairment of body function or permanent serious disfigurement." This definition comes from 75 Pa. C.S. § 1702.
• **Full Tort:** With full tort, you retain the unrestricted right to sue for all damages, including pain and suffering, regardless of the severity of your injuries.

It is critical to know what type of coverage you have. However, even with limited tort, there are important exceptions, or "carve-outs," that may allow you to pursue a full recovery. For instance, if the at-fault driver was convicted of DUI, you are exempt from the limited tort threshold, according to 75 Pa. C.S. § 1705(d)(1)(i). If you were injured while riding a motorcycle, bicycle, or as a pedestrian, you are also generally exempt from limited tort restrictions under 75 Pa. C.S. § 1705(d)(3). We can help you determine if one of these exceptions applies to your situation.

Steps to Take After a Car Accident

Knowing what to do immediately after a car accident can protect your health and your potential legal claim:

1. **Ensure Safety:** Move to a safe location if possible. Turn on your hazard lights.
2. **Check for Injuries:** Assess yourself and others for injuries. Call 911 if anyone is hurt.
3. **Call the Police:** Even for minor accidents, a police report can be valuable documentation.
4. **Exchange Information:** Get names, contact details, insurance information, and license plate numbers from all drivers involved.
5. **Document the Scene:** Take photos and videos of vehicle damage, the accident scene, road conditions, and any visible injuries.
6. **Seek Medical Attention:** See a doctor as soon as possible, even if you feel fine. Some injuries may not be immediately obvious.
7. **Do Not Admit Fault:** Avoid making statements that could be interpreted as admitting responsibility for the accident.
8. **Contact a Lawyer:** Speak with a personal injury lawyer before discussing your case extensively with insurance companies.

What to do next

If you have been involved in a car accident, do not delay. Contact our firm for a free, confidential consultation to discuss your specific situation and understand your legal options. We are here to answer your questions and guide you through the next steps.

Serving injured Pennsylvanians in: Philadelphia · Pittsburgh · Harrisburg.

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Frequently Asked Questions

What should I do right after a car accident in Pennsylvania?

First, ensure everyone's safety and call 911 if there are injuries. Document the scene with photos, exchange information with other drivers, and seek medical attention promptly. It's also wise to contact an attorney before speaking extensively with insurance adjusters.

How long do I have to file a car accident lawsuit in Pennsylvania?

In Pennsylvania, the statute of limitations for most car accident personal injury claims is two years from the date of the accident. It is crucial to speak with a lawyer well before this deadline to protect your rights.

Can I still make a claim if I was partly at fault for the accident?

Yes, in Pennsylvania, you can still pursue a claim if you are found to be 50% or less at fault for the accident. However, your ability to collect will be reduced by your percentage of fault, as per the state's modified comparative negligence law.

What is the difference between limited tort and full tort insurance in PA?

Limited tort insurance restricts your ability to sue for non-economic damages like pain and suffering unless your injury is deemed 'serious.' Full tort insurance allows you to pursue all damages, including pain and suffering, without this restriction. There are important exceptions to limited tort coverage.

How does a car accident lawyer near me get paid?

Most car accident lawyers work on a contingency fee basis. This means you do not pay any attorney fees upfront, and the lawyer only gets paid if they successfully help you secure an outcome in your case. Their fees are then a percentage of that outcome.

What if the other driver doesn't have insurance?

If the at-fault driver is uninsured, your ability to recover often depends on your own insurance policy's uninsured motorist (UM) coverage. This coverage is designed to protect you in such situations. We can help you understand your policy and options.

Serving injured Pennsylvanians in: Philadelphia · Pittsburgh · Harrisburg.