What's the difference between limited tort and full tort in Pennsylvania?

Full tort lets you recover for pain and suffering regardless of injury severity. Limited tort restricts pain-and-suffering recovery unless you suffered a 'serious injury' or one of several exceptions applies — including being hit by a DUI driver, an out-of-state vehicle, or a commercial vehicle. We analyze whether an exception applies in every case.

Should I talk to the other driver's insurance company?

No — at least not without a lawyer. Adjusters are trained to take recorded statements that minimize your injuries or pin partial fault on you. Politely refer them to us.

How long do I have to file a Pennsylvania car accident lawsuit?

Generally two years from the date of the crash. Claims against PennDOT or another government entity have a six-month notice requirement, so don't wait.

What if I was partially at fault?

Pennsylvania follows modified comparative negligence (42 Pa. C.S. § 7102). As long as you were 50% or less at fault, you can still recover — your damages are reduced by your percentage of fault.

Do I have a case if my injuries seemed minor at first?

Often yes. Soft-tissue injuries, concussions, and disc injuries frequently worsen in the days and weeks after a crash. Get evaluated, document everything, and call us before you give any statement to the insurer.

Statewide Representation

Pennsylvania Car Accident Lawyer

Name: Quinlan Law Group
Address: 3425 Simpson Ferry Rd #100, Camp Hill, PA, 17011, US
Telephone: (717) 724-7503
Price range: Contingency Fee — No Fee Unless We Win

Most car accident victims in Pennsylvania don't need a lawyer — until they realize their own insurance company is the one fighting them. We handle Pennsylvania auto cases from fender-benders to fatalities.

Call (717) 724-7503 Free Case Review

Why these cases are different

What sets Pennsylvania car accidents cases apart

Pennsylvania is a 'choice no-fault' state. Whether you have 'limited tort' or 'full tort' on your policy dramatically changes what you can recover — and exceptions to limited tort (serious injury, DUI driver, out-of-state vehicle, commercial vehicle) often apply.
First-party medical benefits (PIP) pay for your initial medical care regardless of fault. We make sure the right benefits are coordinated and that PIP exhaustion doesn't leave you stranded.
Underinsured and uninsured motorist (UIM/UM) coverage is often the most valuable asset in a serious case — and we stack those limits whenever the law allows.
Distracted driving, drunk driving, and commercial drivers raise the value of a claim and can open the door to punitive damages.
Adjusters routinely lowball injured Pennsylvanians who do not have a lawyer. Represented victims consistently recover more, even after attorney fees.

Our Approach

How we build your car accident case

1
Free strategy call to review your policy, the police report, and any photos or witness information.
2
Coordinate PIP and health insurance so you get treatment without out-of-pocket cost.
3
Investigate liability fully — scene photos, vehicle data, surveillance, and 911 audio when available.
4
Build the damages package with treating providers and (when warranted) life-care planners or economists.
5
Negotiate from a position of strength, or file suit in the right Pennsylvania venue.

Recoverable Damages

What you may be entitled to recover

Pennsylvania law allows victims of car accidents to recover both economic and non-economic damages. The categories below apply to most Pennsylvania cases — the specific value of your claim depends on the facts.

Medical expenses beyond PIP
Lost wages and lost earning capacity
Pain and suffering, embarrassment, and loss of life's pleasures (subject to your tort election and its exceptions)
Property damage and rental costs
Punitive damages against drunk, drugged, or recklessly distracted drivers
Wrongful death and survival damages in fatal crashes

Local Coverage

Car Accident Lawyer near you

We handle car accident cases throughout Pennsylvania. Choose the city or county closest to where your car accident happened for a local overview and the courthouse, hospital, and roadway context that matters for your claim.

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Free, Confidential, No-Obligation

Talk to Sean Quinlan about your car accident case.

No Fee Unless We Win. Call now or request a free case review and Sean Quinlan will personally evaluate your case.

Call (717) 724-7503 Request a Free Case Review

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